Bicycle Insurance

Bicycle Insurance


Now a days almost every auto insurance company offers bicycle insurance in one form or another. 

When most people here the term bicycle insurance, they think of theft protection.

Although theft protection is a good idea if your bicycle cost is over $1000, it is not the only insurance coverage you should be considering.

The concept is simple, in most places; you can get the same or similar types of coverage you would get for an automobile or motorcycle.

Let's go over the basics like pricing...
Incredibly, most people can expect to get a combined theft, damage, liability, travel and sport racing coverage for less than $200 per year.

Mixing and matching your coverage for your bicycle and type of riding will give you piece of mind without breaking the bank.

Public Liability is great if you are injured and there is a possibility the liable party is not covered.

Take into consideration if you leave your bicycle locked out in an open public place, if your bicycle is likely to sustain damage (like mountain biking) or if you will be riding your bicycle on or near roadways.
Is your bicycle your primary mode of transportation?

Getting bicycle coverage is extremely simple.
You can literally find bicycle insurance providers all over the internet.
Almost all modern auto insurers can quote you for bicycle coverage.
In less than 30 minutes you can have quotes from three different companies and be fully covered in just a few minutes more.
I am not an insurance agent, paid spokesperson, or lawyer, so please do your research,  be safe and have fun out there.

accident accidents affordable best bicycle bicycles bike bikes biking car cheap claim claims compare comparison crash cycle highway indemnity injury insurance insurers lock lost online quotes rate rates road statistics theft quote stolen